Once the wedding is over and you have finally gotten back to real life and your full time job, you will need to start thinking about your long term investments as a couple. You will now need to find a place to stay and it is best that you make that a permanent investment rather than pay money as rent as this is a wastage of your hard earned money. If you intend to have children in the near or even generally near future, you will need to start thinking about their futures now and it is no secret that children cost a lot of money and therefore, you will need to make sure that you have a stable financial situation before you have children.
The best way to do this is to invest in your own house now so that when your children do come along, you will have a home of your own that you may have already paid off the money for or are close to completing the payments for which means you will have less overheads and financial responsibilities in comparison to being on rent in Hong Kong where you would have to find money to pay rent every month which can be very difficult.
Exploring your options
This would be a great time for you to start exploring your housing options. It is important for you to keep in mind that although your life maybe basic and simple now, it may not always be that way and when investing money in a home, it is always best for you to think about the future. As an example, a Robinson road property might seem big to you now that it is just you and your partner living together but if you plan on having children soon, it might not be too big at all in a few years when they are grown up.
One of the biggest mistakes that house hunters make is that they invest in homes to suit their present lifestyles but in a year or two when their families have grown, they struggle to exist in their small home. Start looking at property prices and analyzing the benefits of each place you look at in comparison with your present and future needs.
One thing that you should keep in mind is that, if you intend to have pets or children, it is always a better choice for you to invest your money in a house with a big garden instead of a stuffy apartment because then your pets and your children can play in the garden in the evening and will have freedom unlike in an apartment.